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Transportation Overview:
Can your customer grow his or her business without
a financial partner who understands the dynamic nature of the transportation
industry? Our commitment to provide the transportation industry
with solid and diverse financial products has supported many small
businesses, fleet operators and carriers meet their cash flow demands
and reach their financial goals.
PCC will finance various types of new and USED trucks
and trailers. Qualified new and used vehicles include:
Light duty, Medium duty, Heavy duty trucks
USED trucks (all ages can be financed with completed
valuation form)
Tow Trucks/Wreckers
Bucket/Crane trucks
Chipper trucks
Logging trucks and trailers
Tanker trucks including hazardous waste, gas,
oil, roofing tar and diesel fuel
Delivery/Cube Vans
Passenger vehicles including buses
Refrigeration trucks
Mobile medical practices
Temporary office trailers (construction, real-estate
modules)
Pick-ups, Cargo vans and SUV’s for business
use only
Limousines
Garbage trucks
Dump trucks
Concrete trucks
Taxis
Trucks for owner operators are restricted but Tractor/Trailer
units are acceptable for operators with five or more units and companies
that generate their income from activities other than hauling. USED
TRUCKS are a mainstay for PCC. We understand the needs of the small
business owner who may be able to buy a 9 year-old truck that can
do the job of a new unit for much smaller dollar amount. We are
your used truck source.
In order to meet the cash flow demands of your customer
base we provide a diverse array of financial products. PCC transportation
products include the following:
Application only up to $75,000
$75,000 plus requires financial disclosure (no
dollar amount is to large)
Terms up to 180 months (using SBA loan products)
Capital Leases
Tax and Non-Tax structures
TRAC Leases
Equipment Finance Agreements
Skip payments
Tiered payments
Deferred payment plans
Seasonal payment plans
No payments for 90 days
Refinancing and Sales-Leasebacks
Available in the USA only
New business program for qualified lessees
End user to end user sales
PCC understands the economy we have faced over the
last 3 years and therefore has combined the benefits of the new
scoring systems for excellent credit with the old fashion method
of credit, understanding the deal and finding a way to approve the
transaction. Credit quality will be reflected in the payment stream
and the term of the deal.
PCC can also offer Small Business Association loans
(SBA), commercial real estate, residential real estate, Working
capital, conventional and inventory loans. All these products can
be offered to the customer who may not qualify for a standard lease.
The time in business maybe to short for the amount requested, the
credit quality maybe a little weak. There maybe many reasons why
your client does not qualify for a standard lease but the client
may qualify for one or more of the above products.
All this product and absolutely no recourse to you
the vendor.
For the vendor who wishes to have the standard lease/loan
product set up as a private label product or Captive finance product
please don’t hesitate to ask. You can fill out the vendor
profile found here in the website and receive a call back or call
us at (866) 334 5556.
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